First National Bank American Express® Card
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1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details. Your % back rewards are earned as points.
3 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Zero Liability is available to holders of American Express Cards issued by First National Bank under the following conditions: Your account is in good standing, you have exercised reasonable care in protecting your card from theft, and you have not reported two or more unauthorized events in the past 12 months. If unauthorized use of your Card occurs, please report it to First National Bank immediately.
5 Cardmembers must register their eligible American Express Card at www.amexconnect.com/mycardoffers to participate. Program terms apply, offer terms will vary. See program website for details.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 8, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.