First National Bank South Dakota employees receive health insurance through Blue Cross Blue Shield of Nebraska, with four PPO network options available including one that includes a Health Savings Account. A list of network providers is available at www.nebraskablue.com.
Our benefit package includes dental insurance through MetLife, including provisions that help reduce out-of-pocket expenses through the use of providers in the MetLife network. For a complete list of network providers, go to www.metlife.com/dental.
Employees who have a need for vision care are covered through Ameritas/VSP for comprehensive eye exams, glasses and contact lenses.
FlexPlan Flexible Spending Accounts
Employees can take care of certain expenses with pre-tax income thanks to our FlexPlan flexible spending accounts, which set aside pre-tax dollars every month for needs such as non-reimbursed medical expenses (up to $6,000 annually) or child care (up to $2,500 annually).
Short and Long-term Disability
Employees who experience unexpected illness or injury are covered by short- or long-term disability protection. Short-term disability benefits are paid for a maximum of 13 weeks. Long-term disability benefits begin after a 90-day elimination period.
With our employee 401(k) program, employees can contribute any amount of their salary into a retirement fund on a pre-tax basis. The funds are invested, and taxes on the original investment are deferred. First National Bank South Dakota makes a contribution to employees' 401(k) funds based on employee eligibility, which is determined by time of service and hours compensated in a given year.
All eligible employees are covered under a life insurance policy – at no cost to them – that provide coverage equaling two times the employee's annual salary, up to a maximum of $500,000.
Supplemental Life Insurance
Employees may choose to purchase supplement life insurance through First National Bank South Dakota – for themselves and/or for spouses and dependents – that covers up to five times the employee's annual salary, with a maximum of $500,000.
Accidental Death and Dismemberment
Employees and beneficiaries are entitled to receive up to two times their annual salary, up to a maximum of $500,000, in the event of accidental death or dismemberment.
First National Bank South Dakota is not only committed to the health of our employees, but also to their personal well-being.
This includes programs like tuition reimbursement, internal job postings and personal effectiveness appraisals – all of which position you for continued success.
By offering access to programs like First Financial University, we help you to secure your financial future. Child care options, along with adult care referral services, help families to connect to the best care options to fit their needs. Health club membership discounts allow employees to tend to their physical well-being. The GuidanceResources program that is run by ComPsych, provides options to meet employees' mental and emotional needs.
Our flexible work options help support our commitment to the work/family balance that makes employment at First National Bank South Dakota a good part of your life, even as we offer health and parenting classes that can improve your skills and reduce stress.
We encourage our employees to live life to the fullest, so we offer a variety of opportunities, including civic memberships, recreational activities and access to a virtual learning center.
And of course, First National Bank South Dakota employees deserve the very best financial services, which is why we offer free banking services, reduce-rate credit cards, discount programs and other perks.
We are also competitive in offering paid time off, holiday pay, bereavement leave and time off as needed for jury duty.
First National Bank South Dakota employees are worth the best benefits and considerations, and we are proud to provide them.