Loans
Loans
Your individual financial needs can take a variety of forms. Whether you need
a line of credit for the short-term or a more significant loan, we can assist
you with your financial needs. All lending options are subject to credit approval.
For Current Loan Rates Call (800) 262-9611 or Contact
Us.
Lines
of CreditWe currently offer a variety of products to our customers that
allow them to have access to funds. Talk to one of our personal bankers to find
out the options available to you.
Home Equity
Home equity loans are based on the assessed value of your home, up to 100%.
These loans are often set up with a fixed rate of interest for a fixed amount
of time, but offer a great deal of flexibility to the consumer as far as the
actual use of the funds loaned. Travel, college expenses, home improvements,
furniture, and many, many other purchases can be easily financed through a home
equity loan.
Equal
Housing Lender
Construction LoansWe'll be there to fund your latest
building project while it develops before your eyes. Interim construction loans
help you spread out the necessary loan amount in increments over a period of time.
When the construction is complete, we can roll your financing over to one of our
competitive long term real estate loans. Loan amounts and terms vary with the
size and length of time the loan is intended to span. A Loan Officer will provide
in-depth information and will help you analyze your individual needs before making
a recommendation.
Auto Loans
New or used vehicles typically carry a large amount of responsibility and a
hefty sticker price. We offer competitive rates on auto loans to better fit
your needs. Before buying, consider stopping by for a complimentary review of
your finances. We'll help you determine a price range and terms that best fit
your personal financial profile. Check out NADA,
for Blue Book Values.
Personal LoansWe can structure a loan for any need
you may have. These can be financed with collateral, including home equity, or
may be financed as "unsecured" loans depending on your credit history and financial
situation. To customize a loan program for your personal needs, contact one of
our Personal Bankers.
Recreational LoansWe'll help make your dreams come
true. Recreational vehicles, boats, watercraft, and motorcycles can qualify for
loans to make them more attainable. Much like auto loans, vehicle purchases are
evaluated by industry standards, a credit report is requested, and your overall
financial picture is analyzed. We'll help you determine the right financing for
your needs.
Mobile Home Loans
Ask us about this and other types of special financing needs.
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