Loan AccountsHome Equity Loans

Opening a home equity loan or line of credit is borrowing against the equity in your home — enabling you to get much lower interest rates than credit cards and other forms of credit.

Using the equity in your home is the smart way to pay for things. Some popular uses of home equity include:

• Making home improvements
• Consolidating bills
• Affording higher education
• Purchasing a new vehicle
• Taking a vacation
• Covering medical expenses
• Paying taxes