Savings AccountsRegular Savings
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It’s more than your average savings account. Our Regular Savings account offers the combination of competitive interest rates with no minimum balance, making it perfect for any lifestyle, no matter if you’re saving an allowance, college fund, or nest egg.
Features of Regular Savings:
- $100 minimum deposit to open the account (waived if auto transfer is established).
- $5 maintenance fee if balance falls below $100.
- One level of interest is paid on the account.
- Six transfers per month, with a maximum of three withdrawals by draft, point of sale or similar order. (Item charges will apply if these limits are exceeded.)
- ATM withdrawals are unlimited at ATMs owned by First National Bank South Dakota or its affiliates.*
- Free online banking, including e-Statements and Priority Alerts.

