Savings AccountsFirst Savers

Help children develop good savings habits by introducing them to our First Savers account. The First Savers account is a regular savings account that is geared for children under the age of 18. A minimum deposit of $10 is all that is needed to get kids on the path to saving money and making good financial decisions.

Features of First Savers:

  • $10 minimum deposit to open account
  • Free gift at account opening
  • No minimum balance
  • No account fees
  • Six transfers per month, with a maximum of three withdrawals by draft, point of sale or similar order. (Item charges will apply if these limits are exceeded.)
  • One level of interest is paid on the account.
  • ATM withdrawals are unlimited at ATMs owned by First National Bank South Dakota or its affiliates
  • Free online banking, including e-Statements and Priority Alerts

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*A $2 transaction fee will be assessed for withdrawals at an unaffiliated bank or business. A surcharge may be assessed by the financial institution that owns the ATM.